TC40 / SAFE Reports are reported by card issuers whenever certain sales transactions are flagged as potential fraudulent activity. Processing Partners is distributing such fraud reports to it’s merchant clients on a daily basis in an effort to offset potential chargebacks. It is then up to the merchant to either issue a friendly refund or not to engage in any further action.

It is crucial for Processing Partners to equip its clients with all accessible information in order to keep the involved fraud to a minimum and safeguard the merchant and corresponding bank acquiring partner.